You wanted to maximize your GCash account by using GCredit/GGives/GLoan but do not have enough GScore standing? Here's a guide on how you can increase your GScore.

But First, What is GScore?

GScore is a score that reflects how active you are in using GCash’s products and features. Your GScore is unique to your mobile number and cannot be transferred. Your new SIM activities would be the basis for your current GScore.

How GScore is computed?

It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, using GSave, GInvest, and GInsure. Metered scoring is not yet available as no score assures the unlocking of lending products. Our system regularly updates your GScore weekly based on your recent activities, which can be seen in the GCash app.

If you’ve availed of a product before such as GCredit, GGives, or GLoan, and it becomes unavailable, there may have been certain policies or scoring metrics that you did not meet to qualify for GCredit/GGives/GLoan. Each of the products has its own specific policies in place.

How Can I Increase My GScore?

Your GScore is not computed solely based on the frequency of your usage but considers various components to generate your user score. It is based on your frequent GCash activity, maintaining balance, loan performance (early/on-time payments), habitual payment of bills, regular savings and investments, and your purchase of insurance products.

Here are some tips to enhance your GScore:

Verify Your Account

Achieve full verification status by providing a valid ID (not expired) and a selfie. Fully verified users can access a wider range of services within the GCash app.

Regular Cash Ins

Maintain a healthy wallet balance by consistently cashing in to your GCash account. Explore the different methods available for cashing in to ensure your wallet is well-funded.

RELATED: List of GCash Over-the-Counter Cash-in Partners (and How to Cash-In)

Utilize GCash for Transactions

Make use of GCash services like Pay Online and Pay Bills for your everyday transactions, ensuring your usage is diversified.

Frequent GInvest Investments

Grow your wealth by investing as low as PHP 50 in GInvest. Gain access to products from the country’s most trusted investment companies to enhance your financial portfolio.

Regular GSave Deposits

Plan for your future by saving with GSave. Watch your savings grow rapidly and enjoy a high-interest rate with any amount you deposit regularly.

Explore GInsure Products

Discover a variety of insurance options, including life, health, car, and more, through GInsure. Tailor your coverage to fit your specific needs from a range of partners.

Timely Repayment of GCredit, GLoan, and GGives

Ensure you pay your dues for GCredit, GLoan, and GGives on time or early. Failure to do so may affect your eligibility for future credit transactions until the total amount due is paid.

Maximize Your GCredit

Make the most of your GCredit by spending up to your allowed limit. Responsible use of your credit line can positively impact your GScore.

Active Participation in GCredit, GGives, and GLoan

Stay engaged with GCredit, GGives, and GLoan services to demonstrate your responsible financial behavior and improve your GScore over time.

ATTRACTIONS TO SEE IN MANILA

By following these practices, you can optimize your GScore, ensuring you have access to a wide range of GCash services and opportunities.

ACTIVITIES AND TOURS IN MANILA

OTHER GCASH HELPFUL TIPS

How Can I Increase My GScore and How is it Computed?