If you're in search of a reputable bank in the Asian market to finance your dream home, UnionBank might just be the perfect match for you.

With its widespread recognition and commitment to customer satisfaction, UnionBank offers a seamless home loan process that caters to a variety of needs.

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UnionBank Home Loan Features

UnionBank stands out with its accommodating features, making homeownership more attainable than ever before.

Minimum Loan Amount: Starting at ₱500,000
Maximum Loan Amount: Up to 90% of the property’s appraised value
Interest Rates: Competitive rates ranging from 6% to 11%
Loan Term: Flexible repayment period, ranging from one to 20 years
Down Payment: Allows a down payment as low as 10% and up to 99%
Loan Usage: Can be utilized for purchasing lots, house and lot packages, condominiums, house construction, refinancing, or home renovation
Quick Approval: UnionBank offers swift approval times, ensuring you get the financing you need promptly.

Eligibility Criteria

UnionBank extends its services to a broad spectrum of applicants, making homeownership accessible to many.

Age Requirement: Applicants must be between 21 to 65 years old, not exceeding 70 years upon loan maturity.

Nationality: Open to Filipino citizens and former Filipino citizens

Employment Status: Both permanent employees and self-employed individuals with profitable businesses operating for at least two years are eligible.

OFWs: Overseas Filipino Workers can also apply, providing an excellent opportunity for them to invest in property back home.

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UnionBank Home Loan Requirements

To streamline the application process, UnionBank has outlined a clear set of documents necessary for approval.

Accomplished Application Form: Complete the UnionBank Home Loan application form thoroughly.
Valid IDs: Provide a valid ID such as SSS, GSIS, or TIN ID.
Marriage Contract (If Applicable): For married applicants, include a copy of the marriage contract.
Income Documents for Employed Individuals:

Certificate of Employment with detailed salary information
Payslips for the last three months

Income Documents for Self-Employed Individuals:

DTI or SEC Business Registration Certificate
Financial statements
Bank statements from the last six months
ITR (Income Tax Return)
List of customers or suppliers with contact information
Additional Documents for OFWs:
Valid passport with entry and exit stamps
Original consularized Special Power of Attorney (SPA)

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ATTRACTIONS TO SEE IN MANILA

With UnionBank’s commitment to providing accessible and affordable housing loans, your journey to homeownership becomes more straightforward. Whether you are eyeing a new condominium, planning to build your dream house, or considering property investment, UnionBank's diverse options and efficient processes make it a top choice for aspiring homeowners. Take the leap towards your dream home with UnionBank’s reliable and customer-friendly home loan services.

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ACTIVITIES AND TOURS IN MANILA

UnionBank Home Loan Application (Eligibility and Requirements)