List of Rural Banks in the Philippines

Here's your guide for savings banks in the Philippines.

What is a Rural Bank

Rural banking is simply a banking service that serves smaller, rural communities. They tend to be deeply embedded in the communities they serve.

Rural banks are private, unit banking institutions based in the rural areas which mobilize financial resources and control and extend credits to farmers, cottage industrialists and other rural-based economic operators in their defined area of operation.

Rural and Cooperative Banks in the Philippines

As of writing, there are at least 110 rural and cooperative banks in the Philippines which are all licensed by the Bangko Sentral ng Pilipinas (Central Bank of the Philippines) under the General Banking Act of 2000.

RELATED: List of Philippine Banks Swift Code/BIC (Meaning & How To Use)

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List of Rural and Cooperative Banks in the Philippines

In alphabetical order:

Agribusiness Rural Bank, Inc.
Aliaga Farmers Rural Bank, Inc.
ASPAC Rural Bank, Inc.
AuroraBank, a microfinance-oriented rural bank
Balanga Rural Bank, Inc.
Banco Dipolog (now acquired by Producers Savings Bank Corporation)
Banco Laguna, Inc. (a rural bank since 1965)
Banco Mabuhay (a rural bank)
Banco Mexico Inc. ( A Rural Bank in Mexico, Pampanga since 1962)
Bankways, Inc. (a rural bank)
BDO Network Bank (formerly One Network Bank, a subsidiary of BDO Unibank, Inc.)
BHF Rural Bank, Inc.
BOF, Inc. (a rural bank)
Camalig Bank, Inc. (a rural bank)
Cantilan Bank, Inc. (a rural bank)
CARD Bank, Inc. (a MF RB)
Cavite United Rural Bank Corporation (A subsidiary of Asia United Bank Corporation)
Cebuana Lhuillier Rural Bank, Inc.
Common Wealth Rural Bank, Inc.
Community Rural Bank of Catmon (Cebu) Inc.
Community Rural Bank of Dapitan City, Inc.
Community Rural Bank of San Felipe (Zambales), Inc.
Cooperative Bank of Bohol
Cooperative Bank of Cotabato
Cooperative Bank of Nueva Vizcaya
Cooperative Bank of Quezon Province
Consolidated Cooperative Bank
Country Builders Bank, Inc. (a rural bank)
D' Asian Hills Bank, Inc. (a rural bank)
Dumaguete Rural Bank Inc. (DRBI)
EastWest Rural Bank, Inc. (a subsidiary of EastWest Bank)
Entrepreneur Rural Bank, Inc.
First Agro-Industrial Rural Bank, Inc. / FAIRBANK Inc.
First Isabela Cooperative Bank (FICO Bank)
First Tagum Rural Bank, Inc.
GM Bank of Luzon, Inc. (a rural bank)
Guagua Rural Bank, Inc.
Highland Rural Bank, Inc.
Ilocos Consolidated Cooperative Bank (formerly Ilocos Sur Cooperative Bank and Cooperative Bank of Ilocos Norte)
Imus Rural Bank, Inc.
Innovative Bank, Inc. (a rural bank)
Insular Savers Bank, Inc. (a rural bank)
Katipunan Bank, Inc. (a rural bank)
Laguna Prestige Banking Corporation (a rural bank)
Liberty Bank (a rural bank)
LifeBank (a Rural Bank)
Mactan Rural Bank (Lapu-Lapu City) Inc.
Malarayat Rural Bank, Inc.
Mallig Plains Rural Bank (ISA) Inc.
Marayo Bank, Inc. (a rural bank)
Metro South Cooperative Bank
Mount Makiling Rural Bank, Inc.
MVSM Bank (a rural bank since 1953) Inc.
Network Consolidated Cooperative Bank
New Rural Bank of San Leonardo (N.E.) Inc.
Opportunity Kauswagan Inc. (a microfinance rural bank)
People’s Rural Bank (Gen. Santos City) Inc.
PlanBank (Rural Bank of Canlubang Planters, Inc.)
Quezon Capital Rural Bank, Inc.
Rang-ay Bank, Inc. (a rural bank)
RBG Imperial Bank, Inc. (a rural bank)
RBT Bank, Inc. (a rural bank)
Rizal Bank (a MF RB)
Rural Bank of Angeles, Inc. (A subsidiary of Asia United Bank Corporation)
Rural Bank of Bagabag (N.V.) Inc.
Rural Bank of Bambang (Nueva Vizcaya) Inc.
Rural Bank of Barili (Cebu) Inc.
Rural Bank of Bauang, Inc.
Rural Bank of Bayombong, Inc.
Rural Bank of Calbayog City, Inc.
Rural Bank of Cardona (Rizal) Inc.
Rural Bank of Cauayan, Inc.
Rural Bank of Central Pangasinan (Bayambang) Inc.
Rural Bank of Digos, Inc.
Rural Bank of Dolores (Quezon) Inc.
Rural Bank of Dumangas, Inc.
Rural Bank of Gattaran (Cagayan) Inc.
Rural Bank of General Trias, Inc.
Rural Bank of Guinobatan, Inc.
Rural Bank of Itogon (Benguet) Inc.
Rural Bank of Jaen, Inc.
Rural Bank of Lebak (Sultan Kudarat) Inc.
Rural Bank of Mabalacat, Inc.
Rural Bank of Magdalena (Laguna) Inc.
Rural Bank of Mangaldan
Rural Bank of Maragondon, Inc.
Rural Bank of Maria Aurora (Aurora) Inc.
Rural Bank of Mexico (Pampanga since 1962)
Rural Bank of Montalban, Inc.
Rural Bank of Pandi (Bulacan) Inc.
Rural Bank of Paracale (Camarines Norte) Inc.
Rural Bank of Pilar (Bataan) Inc.
Rural Bank of Pilar (Sor), Inc.
Rural Bank of Pola (Oriental Mindoro)
Rural Bank of Rizal (Zamboanga del Norte) Inc.
Rural Bank of Rosario (La Union) Inc.
Rural Bank of San Antonio, Inc.
Rural Bank of San Mateo (Isabela) Inc.
Rural Bank of San Narciso, Inc.
Rural Bank of San Pascual (Obando, Bulacan) Inc.
Rural Bank of Solano (Nueva Vizcaya) Inc.
Rural Bank of Sta. Ignacia, Inc.
Rural Bank of Tangub City (Misamis Occidental) Inc.
Rural Bank of Taal, Inc
Saviour Rural Bank, Inc.
Sta. Maria Rural Bank, Inc.
Sugbuanon Rural Bank, Inc.
Summit Bank (rural bank of Tublay, Inc.)
Valiant Bank, Inc. (a rural bank)
Rural Bank of Cuenca Inc.

The rural and cooperative banks listed above are the updated list from the Bangko Sentral ng Pilipinas as of September 2017.The largest rural bank in the Philippines in terms of assets is BDO Network Bank.

See other list of banks in the Philippines:

Acknowledgement: This article is sponsored by Usapang Hanapbuhay.

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