List of BPI Service Fees (Bank Transaction Rates)

Here is a list of the service charges under the Bank of the Philippine Islands (BPI).

One of the largest and most prominent banks in the Philippines is the Bank of the Philippine Islands or more commonly called BPI. It offers a lot of services to the public.

Among the offers of the said bank are the BPI Loans and the BPI Deposit Accounts. It offers different kinds of loans to the public such as the personal loan, the housing loan, the auto loan, and the business loan.

With regards to the BPI Deposit Accounts, it also has a lot to offer with different initial or opening charges. Some accounts are foreign currency accounts.

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If you have an account to the Bank of the Philippine Islands or planning to open one, you may want to know the fees and charges it implement in every transaction.

Read WEEKEND BANKING: List of BPI Branches Open on Saturday

On its official website, the bank has posted the BPI Service Fees including the charges for deposit and withdrawal which are among the most common bank transactions.

Here is the list of the BPI Service Fees:

Cash Deposit (Over-the-counter through the branch)

Branch of Account – Free
Intra-Region 1 – Free
Inter-Region 2 – Php 50.00 per deposit

Over-the-Counter Cash Withdrawal for Passbook Account

Branch of Account – Free
Intra-Region 1 – Free
Inter-Region 2 – Php 100.00 per withdrawal

Check Encashment

Branch of Account – Free
Intra-Region 1 – Php 100.00 per encashment
Inter-Region 2 – Php 100.00 per encashment

Monthly Service Charge for Falling Below the Required ADB4

Maxi-One with Passbook – Php 500.00
Other Peso Deposit Accounts – Php 300.00
Dollar Savings Accounts – USD 5.00
Third Currency Passbook Savings Accounts

AUD 8.00
CAD 7.00
CHF 7.00
EUR 4.50
GBP 3.50
JPY 600.00
CNY 35.00

Monthly Dormancy Charges

Peso Deposit Accounts – Php 30.00
Dollar Deposit Accounts – USD 0.60
Third Currency Passbook Savings Accounts

AUD 0.80
CAD 0.70
CHF 0.60
EUR 0.55
GBP 0.50
JPY 68.00
CNY 4.00

Fee for Closing within 1 Month from Date of Opening

Peso Deposit Accounts – Php 500.00
Dollar Deposit Accounts – USD 15.00
Third Currency Passbook Savings Accounts – USD 15.00 equivalent

Service Charge per Excess Withdrawal

Jumpstart Account (4 free withdrawals per month) – Php 10.00
Platinum Savings (no longer offered) – Php 50.00
Multi-earner (no longer offered) – Php 25.00

ATM Transactions

Balance inquiry at other Expressnet member banks, Megalink or Bancnet ATMs – Php 1.50
Withdrawals at other Expressnet member banks, Megalink or Bancnet ATMs – Php 15.00

Foreign Transactions via Cirrus ATMs

Withdrawals of USD 175.00 and below – USD 3.50
Withdrawals above USD 175.00 – 2% of withdrawn amount
Balance Inquiries – USD 1.00
Denials – USD 0.50

Over-the-Counter Funds Transfer via Debit/Credit Memo

Peso Deposit Accounts – Php 50.00 per transfer
Dollar Deposit Accounts – USD 1.00

Stop Payment Order (SPO) Application (per check)

Peso Checks – Php 200.00
Dollar Checks – USD 20.00

Overdraft (OD) Accrual Charge

Fee – 25.2% p.a. on OD amount
Subject to a minimum of Php 26.25

Foreign Currency Cash Deposit

USD – Php 0.10 per USD 1.00 or a fraction thereof
Third Currency – Php 0.10 per USD 1.00 equivalent or a fraction thereof

READ: Step-by-Step Process on How to Enroll BPI Online Account for Personal Banking

Acknowledgement: This article is sponsored by Usapang Hanapbuhay.

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